Junior Commercial Underwriter

We are seeking a Junior Underwriter to join a specialised short‑term insurance team focused on gap cover and value‑added products. The ideal candidate will have strong administrative skills, excellent attention to detail, and a solid understanding of underwriting principles. This role involves assessing risk, processing new business, and ensuring accurate policy documentation.

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Key Responsibilities

• Assess and process new business, endorsements, amendments, and renewals.

• Evaluate risk and ensure underwriting decisions align with company guidelines.

• Review underlying insurance policies to identify gaps, exclusions, and limits.

• Communicate with brokers, clients, and internal teams regarding underwriting requirements.

• Ensure all documentation is complete, accurate, and compliant.

• Maintain service levels and turnaround times.

• Assist with policy queries, product explanations, and general underwriting administration.

• Escalate complex cases to senior underwriters or management when required.

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Minimum Requirements

• Matric (Grade 12)

• RE5 Qualification (essential)

• 1–2 years’ experience in short‑term insurance (underwriting or claims advantageous)

• Strong administrative and communication skills

• Computer literate (MS Office; underwriting systems experience beneficial)

• Ability to interpret policy wording and apply underwriting rules

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Competencies

• High attention to detail

• Analytical thinking

• Strong communication skills

• Customer‑centric approach

• Ability to work under pressure and manage multiple tasks