Key Responsibilities:
- Conduct market surveys to identify potential clients and communities.
- Recruit and animate microfinance groups, ensuring effective group formation and management.
- Appraise loan applications, assess creditworthiness, and disburse funds.
- Monitor loan utilization and ensure timely repayment, managing arrears.
- Conduct financial literacy training for clients.
- Build strong relationships with clients and the community.
- Submit regular reports to management.
Qualifications & Experience:
- HND or Diploma in Marketing, Accounting, Business Administration, or a related field.
- Minimum of 2 years’ experience in microfinance, credit, or community development.
- Proven experience in credit analysis and risk assessment.
Skills & Attributes:
- Excellent interpersonal, communication (local language a plus), and analytical skills.
- Strong customer-oriented mindset with integrity and honesty.
- Proficiency in MS Office (Word, Excel, PowerPoint) and computer literacy.
- Ability to work independently, under pressure, and in remote/rural settings.
- Willingness to travel extensively within the bank’s catchment area (field work expected).
- Possession of a valid motorcycle riding license and skills is highly preferred.
Location: Volta Region Ghana.
Salary: Attractive
